Las Vegas builders are offering incredible incentives that can make new homes more affordable than resale properties. These incentives are available NOW:
We connect you with trusted lenders who specialize in first-time buyers. Know exactly what you can afford before you start looking.
2
Find Your Home (2-8 weeks)
Dr. Jan shows you homes that fit your budget and wishlist. She'll explain what to look for and help you avoid common first-time buyer mistakes.
3
Make an Offer & Negotiate (1-5 days)
We craft a competitive offer and negotiate on your behalf. Dr. Jan's experience means you don't overpay and get favorable terms.
4
Inspections & Due Diligence (10-14 days)
Professional inspections ensure you know exactly what you're buying. We negotiate repairs or credits if issues are found.
5
Close & Get Your Keys (30-45 days total)
Sign the final paperwork, get your keys, and celebrate! You're officially a homeowner.
First-Time Buyer FAQs
How much down payment do I need?
Down payment requirements vary: FHA loans require 3.5%, conventional can be as low as 3%, VA loans require 0% for eligible veterans. Nevada assistance programs can provide up to $15,000 for qualified buyers.
What credit score do I need?
FHA loans accept scores as low as 580 (3.5% down) or 500 (10% down). Conventional loans typically require 620+. Better scores mean better rates. Dr. Jan can connect you with lenders who work with all credit situations.
Do I pay for Dr. Jan's services as a buyer?
No! Buyer's agent services are typically free to buyers—the seller pays the commission. You get full professional representation from Berkshire Hathaway HomeServices at no cost to you.
Should I buy new construction or resale?
Both have advantages. New construction offers modern features, warranties, and current builder incentives. Resales may have established landscaping and lower HOA dues. Dr. Jan helps you weigh options based on your specific situation.
"Buying your first home is exciting AND overwhelming. My job is to make it less overwhelming. I walk first-time buyers through every step, explain everything in plain English, and make sure you're confident in your decision. As a Berkshire Hathaway HomeServices agent, I have resources and connections that independent agents simply don't have."
— Dr. Jan Duffy, Berkshire Hathaway HomeServices Nevada Properties
Ready to Stop Renting?
Let's talk about your options. Dr. Jan Duffy will help you understand what you can afford and create a plan to make homeownership happen.
Entry-level inventory is the tightest segment in Clark County (~2.8 months supply vs. luxury). First-time buyers need pre-underwriting, DPA programs, and concession negotiation—not portal alerts alone.
FHA 3.5%, conventional 3%, and Nevada down-payment assistance up to $15K can combine with seller concessions averaging near $7,800 when structured correctly.
Pre-Underwriting & Financing Edge
Go beyond pre-approval with lender partners who pre-underwrite—critical for homes under $500K where supply is tightest.
Entry-level inventory: ~2.8 months supply vs. 8.4 for luxury.